There will certainly come a time for accounting.
The time will come when the Lord will settle accounts
for the "talents" He has given to each of us "according to our ability."
Therefore, like the ones who received five talents and two talents,
we must "go and work with them" to earn and multiply,
not like the one who received one talent and "went
and buried the master's money in the ground"
(Ref.: Matthew 25:15-19, 24, Korean Modern Bible).